Renovators, please learn from this... Get all quotes up front, SIGN A CONTRACT, and make sure that all work is finished to the last detail. Hold back 10-15% of the anticipated costs before the subs leave the site. Otherwise you, like me, will end up paying beyond the contract to get things finished properly. Finally, get a guarantee that YOUR job will command attention of all the subs in the time agreed... otherwise, the subs may be sent out to other (more lucrative) jobs in the meantime.